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Board approves Nick Floyd proposal and agent-of-record for Tunica County health plan
Summary
Tunica County supervisors approved a two-year agent-of-record designation and adopted a UnitedHealthcare-based renewal negotiated by Nick Floyd and Associates, including a dental benefit increase and modest employee premium change effective June 1, 2026.
Tunica County supervisors voted unanimously on April 6 to designate Nick Floyd and Associates as the county's agent of record for a two-year term and to approve a health insurance renewal plan with UnitedHealthcare effective June 1, 2026.
The county's insurance presenter said the group's utilization rate is roughly 70 percent and that an initial renewal showing a 6.6'to'10% increase was negotiated down to a flat rate. He said benefits were largely unchanged except for an increase in the dental annual maximum from $1,000 to $2,000, which the presenter said produced a 5.5 percent increase for dental and added roughly $0.29 per pay period for affected employees.
Why it matters: The board handles the county's employer contribution and plan design choices; changes affect employee take-home pay and county payroll costs. The presenter provided an enrollment snapshot and recent premium/claims history to justify the recommendation.
Details and numbers: The presenter reported June-through-February premium contributions and claim payouts and gave a current enrollment breakdown as of the renewal submission (about 127 employee-only, 12 employee+spouse, 26 employee+children, 19 employee+family). He presented total monthly costs for UnitedHealthcare medical, dental, vision and group-term life and cited the employer and employee portions and per-pay-period figures included in the proposal.
Board action: The Chair moved to approve both the agent-of-record designation and the insurance proposal; both motions were seconded and carried unanimously. The approved coverage period is 06/01/2026 to 05/31/2027. The presenter said staff and the broker will coordinate enrollment and finalize any outstanding underwriting items.
Quote: "So, we are here to talk about, Tunica County health insurance renewal," the presenter said when introducing the proposal.
Next steps: Board members requested the detailed census breakdown and asked staff to coordinate enrollment and any adjustments with human resources before the June 1 effective date.
