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Board hears HR report: health premiums to rise about 19.6–19.9% for 2026–27, dental and life rates unchanged or lower
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Summary
HR Director Brandon Nelson told the board the public-employee health plan will rise roughly 19.6–19.9% for 2026–27 affecting about 345 employees; dental administration will remain with Delta Dental and life and long-term disability rates will decrease.
HR Director Brandon Nelson presented the district’s insurance updates for the 2026–27 plan year, telling the St. Francis Area Schools board on April 27 that health insurance premiums under the district’s public-employee program were expected to increase in the 19.6–19.9% range and that the change affects approximately 345 employees.
"Health insurance is going up," Nelson said, describing the 19.63–19.9% range across the district’s four plan options. He said the district is in a four-year commitment with the public-employee plan and the 2026–27 renewal reflects that arrangement.
Nelson said the district’s dental program is self-insured for benefits administration and the recommendation is to remain with Delta Dental with no change in next year’s dental rates. He also said life insurance rates are expected to decrease by about 2.8% and long-term disability by about 6.3% under the recommended vendors.
Open enrollment for benefits was announced as May 1–15. Board members asked whether the district could re-open procurement or earlier review options; Nelson confirmed this is year two of a four-year arrangement and noted the insurance-advisory committee will continue to review options.
No board action was required at the meeting; the presentation was informational and staff said they would add follow-up items to the insurance-advisory committee agenda if the board asked for additional review.
