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House committee adopts substitute and votes do‑pass on House Bill 3,328 after changes to certification, adjuster cap

House Committee on Insurance · April 22, 2026
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Summary

The House Committee on Insurance adopted a house committee substitute to House Bill 3,328 removing an IBHS certification requirement and an adjuster cap, replacing the certification with an unbiased third‑party testing lab; the committee then voted do‑pass on the substitute (tally: 9‑0).

With a quorum established, the committee moved into executive session on House Bill 3,328. The chair moved adoption of a house committee substitute and said the substitute had been distributed to members. Representative Castillo explained the substitute's two principal changes: removal of the Insurance Institute for Business and Home Safety (IBHS) certification requirement in favor of an unbiased third‑party testing laboratory, and removal of a proposed cap on adjusters. Castillo said the changes were intended to address concerns raised by a local manufacturer and by public adjusters.

"We really only have two changes," Castillo said, summarizing that the bill would still create a stronger home‑protection program but would use an impartial testing lab instead of IBHS standards and would not impose the adjuster cap as earlier drafted. Castillo also noted continued work with the Department of Insurance and Commerce and public‑adjuster representatives on disclosure language.

The committee adopted the house committee substitute by voice vote and then voted the substitute do‑pass. The recorded tally reported nine members in favor and none opposed. The chair declared the house committee substitute adopted and that House Bill 3,328 was voted do‑pass by the committee.