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Integra recommends Pan American option for Seaford benefits; introduces pharmacogenomics pilot
Summary
Chris Smith of Integra Administrative Group recommended the city accept Pan American Life Insurance Company Option 1D for the 2026–27 benefit year (projected 5.7% increase, maximum 9.9%) and introduced a voluntary Matrix GX pharmacogenomics program that the presenter said could reduce adverse drug reactions.
Chris Smith of Integra Administrative Group presented Seaford’s employee and retiree health‑benefit renewal options and recommended selecting Pan American Life Insurance Company Option 1D for the 2026–27 plan year.
Smith told the council that IAG uses national surveys to estimate health‑care cost trends and reported a four‑year blended projected increase of 7.8%; the city’s first 10 months of 2025 medical and prescription costs exceeded projection by about 2.1 percentage points but remain roughly 11% lower than comparable municipal plans. Based on quotes solicited…
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