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Sen. Perez’s pilot to guarantee coverage for ‘‘fire‑safe’’ communities advances amid industry caution
Summary
SB 10 76 would create a pilot program requiring insurers to sell or renew policies for homes in designated pilot communities that meet community‑level home‑hardening standards. Supporters said it gives residents the certainty to invest in retrofits; insurers warned a statutory mandate risks solvency and urged careful design and guardrails.
Sen. Perez presented SB 10 76, a pilot program that would create a process to select pilot communities and set minimum home and community hardening standards; homeowners in selected pilots who meet those standards would be eligible for guaranteed offers of coverage for a multi‑year period.
Fire survivors and consumer advocates supported the pilot as a way to give…
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