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County insurance briefing: CORSA reports modest premium change, cyber tiers and new captive plan
Summary
Representatives from CORSA briefed commissioners on Ashland County’s insurance renewal, reporting a modest 2.15% change to the county’s renewal, a dividend credit, tiered cyber coverage limits and the creation of a captive (ORCA) to secure excess coverage.
John Brownlee, managing director for CORSA, told Ashland County commissioners on April 16 that the county’s 2026 renewal reflects a modest change after review of loss ratios and exposures.
Brownlee said the county’s annualized premium for the 2025 program year was about $3.31 million and that Ashland County’s 2026 renewal for the CORSA program year is $320,927, a difference he described as approximately $6,746 (a 2.15% change). He attributed the relatively small increase to Ashland County’s favorable five-year loss ratio (reported at about…
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