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Huron County approves 2026 employee health contribution rates and HSA design under CEBCO
Summary
The Huron County Board of Commissioners approved CEBCO 2026 employee contribution rates, continued two plan options (PPO 2F and HSA E1), retained a $1,300 annual waiver stipend (pro-rated) and set employer HSA one-time and monthly contributions by coverage tier.
The Huron County Board of Commissioners on Oct. 16 approved employee contribution rates and plan designs for the County Employee Benefit Consortium of Ohio (CEBCO) 2026 plan year, continuing two options and preserving a $1,300 annual stipend for employees who waive county coverage and provide proof of other insurance.
The unanimous vote adopted the board's recommendation to offer PPO Plan 2F and HSA Plan E1 for calendar year 2026 and set the employee and employer monthly contribution rates for single, employee/spouse, employee/children and family coverage tiers. The board also approved employer HSA contributions that include one-time payments for renewing and new HSA enrollees and monthly deposits for all HSA participants.
Why it matters: the adopted design affects employees' paychecks and out-of-pocket costs in 2026 and continues a $1,300 annual incentive (paid pro rata) for employees who certify other coverage; the stipend is not payable to employees whose spouse is covered under a Huron County plan, in line with ORC 305.171(G) and (H).
Key details adopted by the board: employer and employee monthly rates and wellness differentials were presented for both plan options, and employer HSA contributions were specified by coverage tier (one-time contributions and monthly deposits). The $1,300 annual waiver stipend was confirmed to be paid monthly on a pro-rata basis for eligible employees.
Commissioner Harry Brady moved the resolution; Commissioner James R. Morgan seconded it. The roll call vote was Aye ' Harry Brady; Aye ' Tom Dunlap; Aye ' James R. Morgan.
The board recorded that the action was taken in a public meeting consistent with Section 121.22 of the Ohio Revised Code. The board did not specify changes to eligibility rules beyond the stipend exclusion for spouse-covered employees and referenced the CEBCO renewal approved Sept. 9, 2025 as background. The board did not set an effective date beyond the standard Jan. 1, 2026 plan year start.
