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Staff reports Corsa 2026 renewal will rise 1.14%; cyber coverage, camera and drone reimbursements highlighted

Madison County commissioners · May 5, 2026
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Summary

County staff presented the Corsa 2026 insurance renewal, reporting a 1.14% overall premium increase, tier-1 cyber coverage with $2,000,000 limits, a $5,500 maximum reimbursement program for cyber and law enforcement items, and incentives for cameras and drone training.

County staff summarized the Corsa 2026 insurance renewal and related program incentives, describing a modest overall premium increase and several reimbursement and credit programs the county uses to reduce net cost.

A staff member told commissioners the county's percentage increase for the 2026 renewal is 1.14% and said the county qualifies as tier 1 for cyber coverage, providing $2,000,000 in cyber limits. The staff presentation noted a cybersecurity and law-enforcement reimbursement program with a $5,500 maximum per eligible claim or item; staff said the county has used the maximum reimbursement in prior years. The staff member also described program credits and participation (noting CCAO and CORSA) and listed an itemized credit that appeared on the provided sheet (transcript references a $6,739 figure tied to program initiatives).

The presenter said the county plans to pursue reimbursement for installed security cameras and to take advantage of new program incentives that include training credit for drone operation and professional training for sheriff's office personnel. Staff argued participation in the joint program is cost-effective compared with private-market insurance quotes, saying an equivalent private-market premium would be substantially higher (the transcript contrasts a $240,000 cost under the joint program versus a $500,000 estimate in the private market).

Commissioners asked for clarifications about participation numbers and training delivery (in-person versus remote). Staff acknowledged that the number of participating tenants has increased but did not provide an exact count; staff also said new program changes may make participation easier. The presentation closed with staff recommending continued participation in the CORSA program going forward.

No vote was recorded on the Corsa renewal during the segments provided; the presentation was informational and the board moved on to other agenda items.