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Senate passes HOA 'Bill of Rights' after floor debate over vetting, debt-collection and Safe at Home protections
Summary
The Minnesota Senate voted to concur with House changes and passed Senate File 1750, a homeowners association 'resident bill of rights' package that limits late fees and interest, requires disclosure of certain bids and provides dispute-resolution routes. Supporters called it consumer protection; critics urged wider vetting and raised legal concerns including potential conflicts with federal debt-collection law and Safe at Home confidentiality.
The Minnesota Senate passed Senate File 1750 on May 6, 2026, sending to the governor a package of changes aimed at increasing transparency and consumer protections for homeowners in common-interest communities (HOAs). The motion to concur in the House amendments carried on a roll call and the bill cleared final passage in the Senate later that day.
Sen. Tony Lucero, sponsor of the measure on the floor, summarized the House changes before members voted, saying the package strengthens protections while preserving homeowners’ rights. He highlighted higher thresholds for dissolving an association (changed from 60% to 67%), limits on late fees and interest (late fees capped at $20 or 5% and interest on unpaid common expenses limited to 8%), and new requirements that associations provide lists of common fines and limit certain resale-document fees to cost. "The HOA Bill of Rights ... is achieving transparency, best practices, and it is a…
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