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Elko County School Board OKs changes to self-funded insurance plan projected to save $3.8 million
Summary
Board approved a package of adjustments to the district's self-funded health plan, including higher dependent premiums, raised deductibles and prescription changes, intended to reduce the plan's $7 million burden on the general fund; trustees approved the proposal after questions about retiree impacts and implementation dates.
Mister Anderson, presenting the superintendent's recommendations, told the board the insurance oversight committee unanimously recommended a series of adjustments to the district's self-funded health plan intended to reduce the plan's drain on the general fund. The board voted to approve the changes.
The package includes a $20 monthly increase to active dependent tiers (effective July 1), higher annual deductibles and out-of-pocket maximums for both the PPO and the HDHP plans (effective August 1), increased cost-sharing for emergency-room and rehabilitation services on the PPO plan, raised prescription deductibles for the PPO, a $10 increase to prescription copays across tiers, and…
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