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Chino council unanimously approves joining PRISM insurance authority to boost coverage
Summary
The Chino City Council adopted Resolution No. 2026-025 on April 21 to join the PRISM joint-powers insurance authority for fiscal year 2026–27, increasing liability and property coverage while lowering deductibles; staff said the move raises premiums but reduces the city’s out-of-pocket risk.
Chino’s City Council voted unanimously on April 21 to approve membership in Public Risk Innovation Solutions and Management (PRISM), a joint-powers insurance authority, following a staff presentation that said the switch would significantly increase coverage limits while reducing the city’s out-of-pocket deductibles.
Deputy Director Crystal Murillo, presenting staff’s recommendation, told the council that PRISM would raise general liability and property limits, lower the city’s general liability deductible from…
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