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Cartwright approves ASBA medical plan after staff says switching will cap district exposure and lower some employee costs
Summary
After an RFP and analysis, the board approved switching to the Arizona School Boards Association (ASBA) Insurance Trust's fully funded medical plan; staff said the switch caps district exposure near $11 million next year compared with an estimated $15.5 million if the district stayed self-funded, and ASBA offered multi-year rate caps and implementation support.
The Cartwright Elementary District governing board voted to move its medical insurance to the Arizona School Boards Association Insurance Trust after staff described a market review and set of tradeoffs between staying self-funded and selecting a fully funded trust.
District consultants and staff presented data showing the district’s current self-funded claims trend would require materially higher premium contributions next year unless the district reduced coverage or found other offsetting savings. Staff…
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