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County hears ISAC renewal: modest net cost change, plan redesign and wellness incentives proposed
Summary
An ISAC benefits consultant told the Osceola County Board the FY27 renewal restructures plan design (combining medical and pharmacy out-of-pocket maximums), yields only a small net cost increase for the county and recommends a wellness incentive option to protect a 5% pool discount.
An ISAC benefits consultant reviewed Osceola County’s group health plan renewal and told the board the county’s risk profile earned it a favorable placement in the pool, limiting the county’s FY27 net increase to roughly 1.4% while improving member out-of-pocket protections.
The consultant said the renewal uses a new underwriting method (two years of claims rather than three) and more-granular rate buckets that smooth year‑to‑year changes. For most employees the traditional…
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