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Tonawanda council requires volunteer fire companies to provide proof of insurance
Summary
The Tonawanda Common Council on March 17 adopted a resolution requiring four volunteer fire companies to provide proof of insurance, including liquor/liability (DRAM) coverage; volunteers told the council the companies are listed on a single policy split among them.
The Tonawanda Common Council voted on March 17 to require four volunteer fire companies to provide proof of insurance to the city, including proof of liquor/liability (DRAM) coverage.
The resolution, which the council added to the evening's agenda after discussion during the informal session, names the Union Hook & Ladder No. 1, National Hose No. 1, Delaware Hose No. 2 and Niagara Hose No. 3. It states the proof shall include, but not be limited to, liquor liability/DRAM coverage for the facilities.
Mr. Seal, who spoke for the volunteer companies at the council's invitation, told the council the four companies are listed on one large policy that is divided among them. "All four. It's actually one'I think it's one big policy split up by all four companies," he said, adding that separate line items in the packet showed different dollar amounts assigned to various pieces of coverage. Council discussion clarified that the proof of insurance is required for city records and may be tied to release of certain funds or administrative processing.
The council added the resolution to the formal agenda, called for a role call vote and declared the resolution adopted. Council members discussed whether each station needed separate coverage or whether a shared policy was sufficient; Mr. Seal and administrative staff said the current arrangement lists each company on a single policy that is apportioned among them.
What to watch: the resolution requires the companies to provide documentation to the city clerk; the transcript shows specific packet figures referenced during the informal session (samples included amounts such as $772, $771, $850 and $1,500 in connection with different insurance components), but those sums were discussed as packet entries and were not verified in the meeting record.
Sources and provenance: council transcript, including informal-session exchange where volunteers described the insurance arrangement and the formal reading and adoption of the resolution.
