Corsa renewal: Williams County faces 6.14% net increase but receives $36,775 in credits

County officials heard a renewal review from their insurance pool representative outlining a modest market correction and several credits applied to the county’s invoice.

The presenter (S2) said the pool saw a 5% increase overall and that Williams County’s net renewal for 2026 is $315,002.84 — a 6.14% increase from the prior net premium figure cited for 2025 of $298,005.24. The representative attributed much of the increase to property exposure and storm‑severity trends.

The Corsa board approved returning $2.4 million in member equity; the county’s share produced a $31,007.88 credit on its invoice. In addition, the county received a $4,987 loss‑control incentive credit, bringing total credits this year to $36,775. The presenter encouraged commissioners to pursue additional credits by completing recommended training (cybersecurity, defensive driving, HR training) and discussed how some credits are adjusted annually based on loss runs.

Staff noted a separate $5,500 cyber reimbursement program that counties can claim each year for IT expenses (for example, paid invoices for phishing protection); commissioners confirmed Williams County recently received the $5,500 check and was already accounting for it on this year’s invoice.

Commissioners raised several operational points: how detainee and deputies exposures affect premiums, whether holding‑cell use increases liability costs, and the potential for county staff to pursue other available credits. The presenter offered to follow up with a list of items the county could complete to capture additional credits and to coordinate training to improve loss‑control outcomes.

What happens next: staff will coordinate with the Corsa representative to compile a checklist of loss‑control items and to pursue any missing reimbursements or credits for which the county is eligible.