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River Falls board approves HealthPartners self-funded insurance and several routine items
Summary
The River Falls School Board voted to move to a self-funded HealthPartners plan for 2026–27 (estimated ~10% increase, higher max out-of-pocket with 80/20 coinsurance beyond deductible), approved two route buses and several personnel and policy items, and tabled a parking-lot project.
The River Falls School Board voted to approve a recommendation from district administration to move the district’s employee health coverage to a self-funded plan administered by HealthPartners for the 2026–27 school year.
Nate, the administration’s lead on benefits procurement, summarized a year-long bidding and review process with broker Gallagher and a district insurance study committee. Two insurers provided bids; after negotiations the administration recommended a HealthPartners self-funded option estimated to increase overall costs by about 10% while keeping deductibles the same and changing the plan’s structure so that coinsurance applies beyond the deductible. Staff described one commonly used…
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