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Brazos County approves property coverage with TAC after questions about bidding and cost
Summary
After a prolonged discussion about procurement and price transparency, the Brazos County Commissioners Court approved renewal/application for county property coverage through the Texas Association of Counties. Commissioners asked staff to provide backup pricing and said they may pursue bids in the future.
Brazos County commissioners on April 7 approved an application for property coverage through the Texas Association of Counties (TAC) for the policy period beginning July 1, 2026.
Risk‑management staff told the court TAC is a county‑only risk pool that provides insurance and related services, including training and loss‑prevention programs, and said the county typically purchases two TAC policies (property and general liability). "TAC is a not‑for‑profit association. It's a risk‑management pool…they serve only counties," a risk‑management staff member told the court.
Staff estimated property costs could be "around $500,000" for the coming year but said the item before the court was the application and that precise premiums would be provided later when final figures are available. Several commissioners pressed staff for more transparency about last year's premiums and loss ratios and urged that the county solicit competitive bids to ensure value. "It wouldn't hurt for us to go out in the open market and get some bids to make sure that what we're getting from TAC is a good deal," Commissioner Larry said.
Other commissioners emphasized services TAC provides beyond premiums, arguing those offerings (training, HR support and access to reinsurance during disasters) reduce the county's overall risk exposure. "To me, TAC looks like a giant shock absorber," one commissioner (Leslie) said, describing TAC's ability to help counties weather major disasters.
After discussion the court moved, seconded and approved the application; staff said the county would return with final premium numbers and that bidding could be considered in the future. The motion carried.
