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La Habra Heights committee urges homeowners to respond quickly to parcel-level fire scoring and nonrenewal notices
Summary
At a La Habra Heights Emergency Preparedness Committee workshop, chair Guan Lee outlined California insurance changes that shift to property-level fire scoring, explained what features insurers will score (roofs, vents, defensible space) and urged homeowners to document mitigation to preserve renewals and premiums.
Guan Lee, chair of the La Habra Heights Emergency Preparedness Committee, told residents at a community workshop that insurers are moving from ZIP-code underwriting to property-specific fire scoring and that homeowners should respond quickly if they receive a nonrenewal notice. "If you get a non-renewal notice, ask your agent or whoever sent the letter to send you the documentation why the not renewing," he said, advising homeowners to correct flagged items promptly.
Lee said recent California code changes and 2026 legislative movement mean insurers must offer renewals to properties that can show they are "fire safe" and that parcel-level inspections — including aerial imagery that flags algae, debris or visible…
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