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California insurance official briefs Corona on wildfire reforms, grants and smoke‑damage rules
Summary
A California Department of Insurance outreach analyst explained proposed and pending state measures to stabilize the homeowners insurance market after wildfire losses, including mitigation discounts, AB88 grant proposals for low‑income homeowners, AB1795 smoke‑damage standards and legislation to modernize the Fair Plan and speed claim payments.
The California Department of Insurance briefed Corona’s council and staff on April 15 about market changes and a suite of proposed reforms aimed at helping homeowners recover from wildfires and improving insurer behavior.
Judith Pña, an outreach analyst who said she serves as the department’s local liaison, told the meeting that the state is seeing higher rebuilding costs, more frequent disasters and rising reinsurance prices that have driven some carriers to stop writing policies. She described two parallel approaches:…
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