Commission approves $128,348 Chubb property policy with terrorism coverage; commissioners cite inventory cleanup for savings

The St. Francois County commission voted to renew the county’s property insurance with Chubb for $128,348, including terrorism coverage, after staff said removing terrorism would have reduced the premium by $4,604.

Staff presented the renewal and told commissioners that a recent cleanup and inventory of county equipment helped lower the county’s premium. “We finally got a handle on some of our equipment,” one staff member said, describing removal of assets that had been insured but not in service.

Following that explanation, a commissioner moved to approve the Chubb quote of $128,348 with terrorism coverage included; another commissioner seconded the motion and the board approved it by voice vote. The transcript records an affirmative voice vote; no roll‑call tally was recorded in the meeting minutes.

Commissioners framed the vote as a routine fiscal decision intended to maintain coverage and financial stability. One commissioner said keeping the terrorism rider was justified given the relatively small reduction in premium if it were removed.

In the same business block, the commission approved a sole‑source agreement with K Tire for county tire shredding and disposal. Staff described K Tire’s rates and disposal logistics; commissioners asked whether tires gathered under a grant were being transported north for processing and staff confirmed K Tire would handle disposal. The K Tire sole‑source motion was made, seconded and approved by voice vote.

The meeting record does not list mover and seconder names for either motion, nor does it include a numerical vote count; the actions in this report reflect the outcomes recorded in the transcript.