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Committee approves 2026 health insurance renewal with 3% increase and 15% 2027 cap
Summary
Brainerd City’s personnel and finance committee approved renewing the city’s employee health coverage with Better Health Collective/Sourcewell at an average 3% increase for 2026 and a 15% cap for 2027; staff said the revised offer reduces projected costs by about $150,000 annually compared with earlier quotes.
Gabe Johnson, chair of the Brainerd City personnel and finance committee, said the committee approved the city’s 2026 health insurance renewal after hearing a market review from a broker.
Adam, a representative of North Risk Partners, told the committee that proposals returned from the market ranged from about a 6.5% decrease to a 29% increase versus current rates and that Better Health Collective’s initial offer was a 9.5% increase. He said Sourcewell,…
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