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Committee backs Madison National for long-term disability; staff recommends MetLife for ancillary plans

Brainerd City Personnel and Finance Committee · September 3, 2025
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Summary

Brainerd City staff recommended and the Personnel & Finance Committee approved keeping Madison National as the long-term disability carrier (a 10% proposed premium decrease with a three-year rate guarantee under the existing 180-day elimination period) and switching employee-paid ancillary plans to MetLife for 2026.

The Brainerd City Personnel and Finance Committee on Sept. 2 voted to accept staff recommendations to renew long-term disability (LTD) coverage with Madison National and to switch several ancillary plans to MetLife for 2026.

Chris Schubert, the city’s HR director, told the committee the city solicited proposals as required by law every five years when the employer pays part of a premium: “We are…

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