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Staff recommends renewing Blue Cross plan after carrier quotes show steep premium and deductible increases
Summary
City staff reviewed 2026 Blue Cross renewal options showing an average premium increase near 16.9% and an IRS-mandated deductible rise; two alternate plans reduce premiums modestly but shift more cost to employees via higher out-of-pocket maximums; staff recommended renewing the current plan and finalizing decisions at the next budget meeting.
City staff told the New Prague City Council that the city’s preferred option for 2026 employee health coverage is to renew the existing Blue Cross plan, despite projected premium increases of roughly 16.9 and an IRS-required $100 rise in the single-coverage deductible.
Joshua (city staff) summarized three options from the carrier: a straight renewal that increases the deductible by $100 (to $3,400 for single coverage) and raises premiums ~16.9%; an alternate…
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