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Local attorney lays out Medicaid spend‑down rules and planning steps
Summary
Attorney Jennifer Garner explained durable powers of attorney and the Medicaid spend‑down process in a detailed scenario: she listed income and asset thresholds for special assistance and nursing‑home Medicaid, explained countable vs. non‑countable assets, and described exceptions such as the two‑year caregiver child rule and the five‑year look‑back on gifts.
Jennifer Garner of Garner Law Firm gave an extended, detailed explanation of legal and financial planning relevant to seniors facing long‑term care.
Garner began with estate‑planning basics: durable financial powers of attorney and health‑care powers of attorney (living wills/medical directives), recommending long forms and notaries so documents survive incapacity. “Durable power of attorney simply means that it is a power of attorney that survives your incapacity,” she said.
She emphasized that different…
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