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Consultants: Sumner County’s self‑insurance fund remains healthy; stop‑loss self‑funding still prudent
Summary
Consultants reported high clinic satisfaction and steady utilization, detailed a stop‑loss analysis showing the county has self‑funded stop‑loss since 2019, and noted about $1.36 million has been set aside for large claims with a broader reserve discussed at roughly $18 million; the board was urged to monitor but not immediately change the stop‑loss approach.
Consultants presented quarter‑one clinic metrics and a monthly financial review to the Sumner County Self Insurance Board, reporting high patient satisfaction (97.9%) and overall clinic utilization near 80.5% across county and Board of Education members.
On stop‑loss, the consultant said the board’s 2019 decision to self‑fund rather than pay Blue Cross Blue Shield’s premium and deductible…
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