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Dodgeland board weighs self-funded health plan as premiums jump 26%
Summary
At its April 27 meeting the Dodgeland School District board examined a proposal to switch from its brokered plan to a self-funded model (Cell Fund Health) after a proposed 26% renewal; administrators said the option could cap high-cost claims and reduce long‑term increases but would require employee education and removes HSA eligibility.
The Dodgeland School District Board of Education spent more than an hour on April 27 reviewing options to absorb a 26% renewal on the district's employee health insurance. Administrators presented a self-funded alternative offered by Cell Fund Health that pairs direct primary care and nurse "navigators" with stop-loss insurance and said the proposal could limit exposure to very large claims while preserving access to major in-network hospitals.
The district administrator explained the two paths before the board: renew with the current broker (a guaranteed 26% increase, estimated at about $1.35 million) or move to a self-funded design with an estimated maximum exposure near $1.33 million but with a…
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