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Patient urges end to insurer step therapy
Insurance Subcommittee · March 11, 2026
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Summary
Public commenter Jessica Baladad told the committee that insurer step-therapy and denials delayed or complicated her chemotherapy, arguing physicians — not insurers — should direct treatment.
"Insurance companies should not be able to override those decisions and force patients to prove that they can fail first before receiving the care their physician has already prescribed," Jessica Baladad testified.
