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Ellisville council drops $100 minimum insurance requirement for Heritage Trail rentals

Ellisville Town Council · March 9, 2026
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Summary

The Ellisville town council voted unanimously to remove a clause requiring renters to carry a $100 minimum certificate of liability insurance naming the town as additional insured for Heritage Trail rentals, a requirement members said deterred bookings. The council also approved routine accounts payable.

The Ellisville town council voted unanimously to remove a requirement that Heritage Trail renters carry a $100 minimum certificate of liability insurance naming the Town of Ellisville as an additional insured.

Council members said the requirement had deterred potential renters, who viewed the deposit and insurance step as burdensome. The council’s discussion noted that the insurance clause had reduced inquiries and that rentals had been limited since the rule was in place; after debate, members moved to remove the clause and the motion passed by recorded voice vote among the members present.

Separately during the same meeting, the council reviewed and approved routine accounts payable and expenditures. Staff confirmed the bills under review were primarily utilities and ordinary operating costs.

The council’s action removes the additional-insured/$100 minimum requirement from the Heritage Trail rental form; staff will update the rental agreement accordingly. The council did not specify a replacement risk-mitigation step in the meeting record.