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Brown and Brown outlines rising health‑cost pressures and options for Marysville employee plans
Summary
At the April 27 council meeting, Scott Fritz of Brown and Brown told the Marysville City Council that insurance renewals are outpacing employer revenue and outlined options such as multi‑plan offerings, HRAs, HSAs and alternative funding; he also referenced Michigan’s Public Act 152.
Representatives from Brown and Brown presented an overview of health‑benefit trends and options to the Marysville City Council on April 27, 2026.
Scott Fritz, who identified himself as a Brown and Brown representative, told the council that recent carrier renewals are outpacing the revenue employers are able to budget for and that municipalities are altering plan designs in response. “One size does not fit all,” Fritz said, arguing that offering choice and educating employees about plan design can help manage costs.
Fritz outlined several strategies the city can consider: offering multiple plan choices (a so‑called cafeteria approach), educating employees about deductibles and cost sharing, using health reimbursement arrangements (HRAs) or health savings accounts (HSAs), and exploring alternative funding arrangements. He also noted the role of Michigan’s Public Act 152 in capping employer health‑care spending for public employers and shifting costs to enrolled employees when caps are exceeded.
Fritz said Brown and Brown has been working with the city for several years and that the firm works with more than 90 public‑sector groups in Michigan from its Saginaw office. He described the city’s prior benefit management as having achieved "low to moderate increases" historically, and framed the presentation as the start of a collaborative review of options rather than a request for immediate policy action.
The transcript excerpt does not record a council decision or vote on benefits; Fritz and the Brown and Brown team presented potential approaches for further evaluation.
