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Oscoda County holds CDBG public hearing, authorizes $295,000 housing-rehab grant application
Summary
The board held a public hearing and adopted a resolution to authorize a Michigan CDBG application totaling $295,000 (rehab $241,900; admin $53,100) for owner-occupied housing rehabilitation; the board approved the grant application and outlined grant/loan terms and eligibility.
The Oscoda County Board of Commissioners held a public hearing under the Open Meetings Act and adopted a resolution on April 28 to authorize a Michigan Community Development Block Grant (CDBG) application for owner-occupied housing rehabilitation.
Commissioner Ted Handrich read the public hearing record and summarized the proposed Michigan State Housing Development Authority (MSHDA) CDBG package: $295,000 total funding, including $241,900 for rehabilitation and $53,100 for administration. Eligibility was described as owner-occupied, single-family properties with household income at or below 80% of area median income, current on mortgage and taxes, not subject to foreclosure or nuisance abatement, with utilities and affixed to a permanent foundation.
Handrich outlined eligible rehab work: interior and exterior repairs to meet applicable standards and codes, energy-related repairs, accessibility improvements and lead-based paint remediation. Examples listed included roof repair, windows, doors, insulation, furnaces and hot water heaters, and electrical upgrades.
The packet described assistance terms: CDBG assistance up to $10,000 will be a grant to the homeowner with no repayment or mortgage requirement; assistance from $10,001 to $25,000 will be a zero-interest, zero-payment forgivable loan secured by a second mortgage and forgiven in full after five years. The meeting record notes subordination of the mortgage is not allowed and forgiveness will be prorated if the property is sold or refinanced. The grant term is for a 24-month period.
There were no public comments recorded during the hearing. On motion by Commissioner Joe Breaugh and second by Commissioner Ted Handrich, the board adopted Resolution 2026-002 to authorize the grant application. The roll-call vote was recorded as McCauley, yes; Breaugh, yes; Handrich, yes.
The adoption authorizes county staff to complete and submit the CDBG application to MSHDA for the rehabilitation program; further program design and eligibility verification will follow standard MSHDA procedures if the application is accepted.
