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Staff projects smaller health‑insurance spike and proposes deductible changes with HSA offsets
Summary
Benefits staff told the committee the district now projects roughly a 12% insurance renewal rather than a 15–17% increase and proposed raising deductibles while funding HSA contributions to reduce employees’ net exposure; education sessions and a plan‑year change were also announced.
District benefits staff told the Finance & Resource Committee July 16 that they now project a health‑insurance renewal near 12% for the coming year, lower than the 15–17% range the district had budgeted. To mitigate the increase, staff proposed changes to plan design that would raise deductibles and pair those increases with district contributions to employees’ health savings accounts (HSAs), which staff said would reduce the net out‑of‑pocket exposure and bring the net…
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