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Benefits Inc. tells Cedar County rising claims could make ISAC Health Plan worth considering

Cedar County Board of Supervisors · May 12, 2026
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Summary

Benefits Inc. advised Cedar County supervisors that increasing self-funded claims may make switching to the ISAC Health Plan financially advantageous; the firm said it would release the county from contracts without consequence and the Auditor's Office will consult Assured Partners on enrollment options.

Phil Waniorek of Benefits Inc. briefed the Cedar County Board of Supervisors on the county’s upcoming health-insurance renewal during the May 12 meeting.

Waniorek said rising self-funded claims could make it beneficial for the county to consider enrolling in the ISAC (Iowa State Association of Counties) Health Plan, and he explained that potential premium savings could help offset higher claims. He told the board Benefits Inc. would release the county from its contracts “without consequence,” according to the minutes. The Auditor’s Office said it will contact Assured Partners to explore whether ISAC enrollment is available.

No formal action to change health plans was taken at the meeting; the discussion was recorded as guidance to staff and a prompt for follow-up research by the Auditor’s Office. The minutes do not record premium figures, projected savings, or a timeline for any final decision.

The board adjourned at 10:53 a.m. and will reconvene May 19, 2026, when the Auditor’s Office may report on options and next steps.