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FEMA revises Cotulla flood map; city says about 500 properties removed from floodplain
Summary
Council staff reported FEMA approval of a flood-map revision for Mustang Creek that removed roughly 500 properties from the mapped floodplain, allowing affected residents to seek removal of mandatory flood insurance.
City staff told the Cotulla City Council that the Federal Emergency Management Agency (FEMA) approved a revised flood map for Mustang Creek last week, and that about 500 properties were removed from the mapped floodplain.
A council member said the city put the FEMA approval letter online so property owners can download it and submit it to their insurance companies to request the removal of mandatory flood coverage. Staff said the prior map had included properties that engineers later determined were not in the floodplain.
The change could reduce or eliminate the requirement for federally mandated flood insurance for the affected addresses, which would lower recurring homeowner costs for property owners who were previously in the mapped flood zone.
What happened in council: staff presented the flood mapping project as part of the water/wastewater report and explained engineers reviewed Mustang Creek and found inaccuracies in the prior map. FEMA’s approval was described as recent and staff posted the approval letter to the city website for residents to use with insurers.
Next steps: Staff said residents should be able to download the FEMA letter and present it to their insurers to pursue a policy adjustment; the council did not record further administrative steps in the public meeting record.
