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Council approves spending authority to replace totaled cruiser; insurance proceeds and salvage discussed

City of Warwick (committee & full council session) · June 1, 2026
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Summary

The council gave spending authority to buy a replacement Ford police utility vehicle after a 2024 cruiser was totaled in a pursuit; the insurance carrier paid roughly $51,558 toward the vehicle and salvage was about $8,800, and staff said proceeds are held in an insurance account while the council must approve spending authority for the full purchase price.

The police department requested authorization to purchase a replacement Ford police utility (interceptor) under a master price agreement for $59,410.44 to replace a cruiser declared a total loss after a pursuit‑related crash. Major (police department) told the council the 2024 cruiser had about 18,000 miles; the city’s insurer paid $51,558 on the claim and the department estimated salvage at roughly $8,800. The department intends to reuse serviceable equipment such as lights, radar, console and prisoner cage where appropriate.

Council members questioned why the requested spending authority equals the full vehicle price rather than the net amount after insurance proceeds. Staff said the $51,000 was placed into an insurance proceeds account and that the council needed spending authority for the full purchase price; the insurance proceeds can be used toward the acquisition. Members also asked whether any insurance subrogation efforts would restore deductible amounts; staff said they would check with finance on subrogation and reimbursement to the city for the standard $2,500 deductible.

The department said the replacement vehicle will be funded through insurance proceeds and a budget code for insurance recoveries, and committee advanced the item for council action.