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Trustees approve insurance deductible increases and Lexipole contract; K9 donation accepted
Summary
After an insurance presentation, trustees approved a renewal with higher vehicle deductibles that reduces the premium by about $7,547 and accepted a three‑year Lexipole policy‑management contract and other routine contracts and grants; a $2,000 donation to the K9 unit was also approved.
Trustees voted to approve the township's insurance renewal with an increase in vehicle deductibles — moving to a $1,000 comprehensive deductible and $2,500 collision — which the administrator said reduces the annual premium by about $7,547 to an estimated $134,741.
An insurance representative from Summit Insurance Agency (identified in discussion as Jim) reviewed the township’s coverages and claim history: he cited approximately $15.6 million insured for buildings and personal property, $1.8 million for miscellaneous property, and $126,000 for computers (totaling about $17.5 million), described $8 million liability limits for general and public‑officials liability, and noted $1 million cyber and data‑breach limits. He explained that increasing vehicle deductibles would lower the premium and that, based on the township’s recent claim history (five deductible payments over three years), raising the deductible could be supported by the data presented.
On police policy and training, trustees approved a 2026–2028 subscription with Lexipole to provide policy‑management services and monthly training bulletins for officers. The police chief described Lexipole as a national policy‑management subscription that issues updated policy recommendations and helps ensure compliance with case law, adding that the subscription includes certified training that may be partially reimbursable.
Other board actions under public‑safety and administration included unanimous acceptance of a $2,000 donation from a local VFW post for the K9 unit, renewal of a Benefitscape contract for Affordable Care Act reporting at $3,100, and acceptance of a $250 reimbursement tied to an educational webinar. Trustees also discussed community concerns about e‑bikes and reiterated that most e‑bikes are legal on roadways but generally prohibited from sidewalks unless they meet specific classifications.
The insurance renewal and contracts were approved on roll call votes with Kevin, Sue and Nick voting yes.
