Williams County briefed on CORSA renewal; net premium rises to $315,284 and the county receives $31,788 dividend

Williams County commissioners were briefed April 23 on the county's insurance renewal through CORSA, a public entity risk pool. CORSA representatives said the pool overall saw a 5% increase this year; after per-exposure changes and the annual true-up, the county's net renewal is $315,284, a 6.14% increase from 2025.

The CORSA presentation, led by Ali Redmond with colleague Russ Davies, said the county benefited from a $31,788 dividend credit tied to long-term membership in the pool. Redmond told the commissioners: "Pool-wide this year we saw a 5% increase... your net renewal this year was $315,284, which is a 6.14% increase." She said most of the increase reflected higher total-insurable-value property exposures and broader market trends for property coverage.

The presentation highlighted two county-specific credits: a $31,788 dividend applied to the invoice and $4,987 in loss-control incentive credits tied to local trainings and programs. CORSA also reminded the board about a $5,500 annual cyber-reimbursement program that pays back qualifying cyber-related expenses when counties submit vouchers, and urged continued implementation of multi-factor authentication and other cyber controls to retain favorable cyber terms.

Commissioners asked about line items that influenced the county rating, including deputies-and-detainees exposure and the county's vehicle fleet. Sheriff-related exposures and detainee bed counts were discussed briefly; CORSA said the detainee premium component in the county's case was modest. Commissioners also raised a series of hail-damage claims to vehicles and to fairgrounds facilities; CORSA representatives said they would coordinate adjuster visits and stressed a practical approach to older vehicles when repair costs are disproportionate to value.

CORSA described loss-control services available to members, including law-enforcement-specific training and local opportunities to consolidate resources such as drone or indoor-range training. Redmond urged the county to communicate any missing documentation needed to retain credits and said CORSA staff would work with local officials to identify credits that could be added.

The board did not take a vote on policy changes at the meeting but directed staff to follow up on reimbursement paperwork and on loss-control items that could be formalized in coming weeks. The CORSA review will be reflected in the county's FY2026 budget planning and claims management as staff coordinates recommended next steps with county IT and public-safety leaders.