Department of Insurance outlines three sponsored bills on smoke remediation, disaster recovery and FAIR Plan reform

Brenda, a representative of the California Department of Insurance, said the department is sponsoring three legislative measures aimed at clarifying post-disaster remediation and FAIR Plan oversight.

She described the Smoke Damage Recovery Act (referred to in the presentation as "1795" and associated with Assembly Member Gibson) as setting smoke-remediation standards and directing insurers to remediate smoke damage where coverage applies because, she said, existing practice lacks clear guidelines on how remediation should be performed. Brenda said the Disaster Recovery Reform Act seeks to address coverage gaps and provide policy clarity after disasters. She also said the Make It Fair Act with Assemblywoman Calderon is intended to reform accountability for the FAIR Plan.

Brenda offered informational materials at the event and directed attendees to the department's table and QR code for more details. The presentation did not include bill text, legislative timelines, or final votes; attendees were encouraged to consult the department's materials for further specifics.