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Wayne County selects Travelers option for liability renewal, expanding coverage to $7 million
Summary
After a presentation by consultant Chris Holmes, the Wayne County Board approved Travelers option two for general liability renewal, increasing excess limits to a $7 million layer while staff said the choice remains cost‑competitive with the NCACC alternative.
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The Wayne County Board of Commissioners approved a renewal of the county's general liability program on June 16, selecting Travelers option two, which expands excess coverage to reach about $7 million in limits, consultant Chris Holmes said.
Chris Holmes, who introduced himself as the engagement lead for the county's risk and insurance work, compared two carrier options and highlighted corrections to a prior memo (noting that unmanned drone exposures and a multiple‑deductible cap are included in Travelers' program). Holmes said the broader Travelers option still compared favorably on price and coverage: "Even with that additional coverage, you're still going to be about $90,000 to the good compared to the NCACC renewal program," he said.
Travelers option two was moved and approved by the board after discussion of limits and costs. Holmes and vendor representatives in the room — identified in the meeting as Charlie Eaton (NCACC representative) and Heather Canard (Arthur J. Gallagher representing Travelers) — explained coverage differences and confirmed the program exchanges for the county’s renewal.
Why it matters: The county's liability program sets the financial protection available for claims against the county; the board chose a program it was told increases limits while remaining near the county's current cost profile.
The motion to approve Travelers option two passed in open session; there was no roll-call vote recorded in the transcript beyond the passage indication.

