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Insurance denies Old Town Hall steeple claim; Select Board to review policy and consider appeal
Summary
The town's insurance claim for windstorm damage to the Old Town Hall steeple was denied on grounds of decay and gradual deterioration; the Select Board will have the policy reviewed and may challenge the denial.
The Select Board was informed on June 3 that an insurance claim for damage to the Old Town Hall steeple was denied by the insurer, which cited decay and gradual deterioration as the basis for denial. The Board asked for someone with insurance experience to review the policy and advise whether to challenge the insurer’s determination.
Resident Tom Welgoss suggested the town argue the windstorm was the proximate cause of the steeple’s failure and therefore covered by the policy. The Board did not announce a final decision at the June 3 meeting; it directed staff to obtain a policy review and legal/insurance advice before deciding whether to pursue an appeal or administrative challenge.
