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District outlines employee benefit changes, including IRS-mandated deductible increase

Toltec School District (4450) Board of Education · March 24, 2025
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Summary

A benefits presenter told the board telehealth cost sharing varies by plan, the high-deductible plan deductible must rise to $1,650 per IRS rules, Delta Dental premiums will increase about 3%, and short-term disability rules were enhanced to avoid offsetting paid time off.

A benefits representative reviewed changes to employee insurance and ancillary options for the coming plan year at the Toltec School District board meeting.

The presenter said telehealth (telemedicine) cost responsibilities will depend on employees’ plan selection. She advised that a high-deductible plan will require an IRS-mandated deductible increase to $1,650. "That once again is not something that we have a choice with to increase or not," the presenter said, referring to the IRS requirement.

The presenter also announced a roughly 3% increase for Delta Dental offerings and described an enhancement to short-term disability so employees can receive short-term disability without having PTO offsets reducing the benefit. Nationwide pet insurance plan changes effective May 1 were discussed as an optional ancillary benefit.

The presenter noted dedicated nurse support and wellness resources available to employees, consolidated billing and pharmacy benefit audits, and that staff will continue to provide open-enrollment support to employees.

Board members asked clarifying questions; no personnel or benefits policy vote occurred at the meeting.