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Ft. Zumwalt R-II board approves 3% insurance premium increase and small PPO deductible change
Summary
Board approved a district-requested 3% increase to employee insurance premiums and modest increases to PPO deductibles and specialty copays for 2026–27; staff said stop‑loss rates are pending.
The board approved staff’s recommended changes to employee insurance plans for the 2026–27 plan year, including a 3% overall premium increase and small adjustments to deductibles and specialty copays.
Brian summarized the health-plan changes staff requested: a 3% premium increase (single coverage rising from $840 to $865 per month as presented in the meeting), an increase in the PPO deductible of $50 for single coverage (to $1,550) and $100 for family coverage (to $4,600), and moving chiropractic visits to a $45 specialty copay. He said the district expects the HSA employer contribution for single enrollees to increase to $150 per month under the revised plan design and noted that some contracted services (for example, ZoomCare) remain under multi‑year agreements.
Brian cautioned that stop‑loss insurance quotes were not yet available and that he may return to the board in August or September with that number. The board approved the recommended premium and plan design changes by voice vote.
