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Liberty National pitches no-cost voluntary employee benefits to Cordele city employees
Summary
A Liberty National agent presented voluntary, payroll-deduction insurance options to the Cordele City Commission on May 19, proposing no-cost introductory accidental-death coverage, portable life insurance and supplemental plans for cancer, critical illness and accidents; officials asked about portability and implementation timing in July.
Crystal Tankersley, an agent with Liberty National (a Globe Life division), told the Cordele City Commission on May 19 that her company can offer voluntary employee benefits to Cordele staff “at no cost to the city.” She described introductory accidental-death coverage—$3,000 for an employee, $3,000 for a spouse and $1,000 for each dependent child—plus a discount card for vision, hearing, prescriptions and other services.
Tankersley outlined a group term 100 product that she said is “paid up at 65,” portable at an employee’s retirement or job change, and tax-advantaged when offered through payroll deduction. Using a sample case of a 35-year-old tobacco user seeking $30,000 of permanent coverage, she said the group product would cost about $9.99 per week (about $7.99 net after tax savings) versus roughly $19.24 per week to buy an individual whole-life policy outside the workplace.
She also described supplemental offerings: a cancer plan she said has no lifetime maximum and pays for treatment and travel to a cancer center; critical-illness lump-sum benefits of $10,000–$25,000 for major illnesses; and an ‘‘Accident Protector Max’’ that pays cash benefits for emergency treatment. Tankersley said claims may be paid by direct deposit and that participating employees would have a local agent phone number rather than a 1-800 line.
In response to commissioners’ questions, Tankersley confirmed employees could continue coverage after leaving city service by converting it to a bank-draft or private-pay policy. She proposed beginning employee meetings in early July to complete needs analyses and enrollments.
No formal commitment from the commission was recorded at the meeting; Tankersley’s presentation is expected to be followed by scheduling individual employee sessions if the commission approves moving forward.
