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Short-term rental owners cite rising costs and regulatory pain points under county rules

Clear Creek County Board of County Commissioners · June 29, 2026
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Summary

Managers and owners said Ordinance 19's proximity rules, higher permit fees and added insurance and defensible-space costs have increased their operating expenses and in some cases forced owners to give up licenses; commissioners said staff will revise requirements and drop an extra insurance mandate.

Short-term rental operators and managers told the board that recent ordinance changes and rising compliance costs are squeezing smaller-property owners and affecting resale markets.

Gino Delpena, who manages and cleans multiple short-term rental properties, said the ordinance's proximity rule (which precludes short-term rentals next door or across the street from each other) has reduced certain properties' resale value or their eligibility for immediate short-term-rental registration. He recounted an example of a property built in good faith that later faced a changed regulatory environment and asked the board to revisit cases "in flight."

Delpena also described sharp cost increases: he said permit fees have risen (he cited figures moving from several hundred dollars historically to $1,700 for a current license), insurance markets have narrowed and costs have risen, and annual defensible-space remediation for wildfire risk is creating repeated expenses for owners. He warned that modest nightly rates on some lower-end units can make new license fees and insurance unaffordable.

Commissioners acknowledged the burden: the board said it directed staff to remove a specific extra insurance requirement for property-owners (a change to be communicated publicly) and that it will continue to update the ordinance following pending court rulings in other jurisdictions and further public input. They also discussed nuanced distinctions, such as how propane-grill rules and fire-safety requirements can have unintended consequences (for example, guests buying charcoal grills when propane is restricted).

Next steps: staff will implement the board's direction to drop the additional insurance requirement, continue outreach on defensible-space costs and permit fees, and prepare ordinance revisions with stakeholder input.