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Commissioners approve modest increases to employee out-of-pocket limits, rejecting larger county premium hike

Kerr County Commissioner's Court · June 9, 2026
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Summary

The court voted 4-1 on June 8 to keep county-paid premiums but raise employee copays from $30 to $35 and the out-of-pocket cap from $1,500 to $2,000, with retiree payments aligned to active rates to reduce premium pressure.

The Kerr County Commissioner's Court on June 8 voted 4-1 to adopt an insurance renewal option that keeps the county paying employee premiums but increases employee cost-sharing: the office visit copay will rise from $30 to $35 and the employee out-of-pocket maximum will increase from $1,500 to $2,000. The court also approved aligning retiree payments with the active-employee rate.

Benefits staff presented two broad courses of action: (A) the county absorbs the full premium increase and retains existing copays and caps, and (B) the county continues to pay the premium but shifts a modest portion of costs to employees (the option the court approved). Staff said the change would reduce the county's premium increase by roughly $200,000 compared with option A and that the overall premium increase to the county would be about 13%.

Discussion: Commissioners debated the trade-offs. One commissioner said benefits have been an important recruiting tool and expressed reluctance to increase employee costs; supporters said the approved option preserves first-rate benefits while limiting the county budget impact. The recorded vote was 4 in favor and 1 opposed.

Attribution: Details from benefits staff presentation and the recorded 4-1 vote are drawn from the June 8 meeting record.