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Collier Business Academy students demonstrate school 'ETM' program teaching financial literacy
Summary
Students at Collier Business Academy presented an electronic 'school currency' program (ETM) that simulates payroll, stock‑market gameplay and a school store; teachers and board members praised the program's financial‑literacy benefits.
Teachers and student ambassadors at Collier Business Academy described a student-run Electronic Teller Machine (ETM) that tracks school currency earned for positive behavior and work.
Regan Heddings introduced the program and said student ambassadors run the operations: "ETM is our new system to track our school currency," she told the governing board, explaining how students earn weekly 'pay' for positive actions, group rewards and bonuses, then use that currency at the school store.
Student ambassadors walked the board through the stock‑market game and family finance nights, noting Collier’s participation in the Arizona Council for Economic Education competitions and junior‑achievement partnerships that send fifth‑grade students to J BizTown and older students to Finance Park.
Student Abrax Souvatra (Collier ambassador) described lessons learned from the stock‑market game: "We've learned real life skills, from understanding market trends to making informed decisions under pressure," he said.
Board members praised the program’s hands‑on financial literacy approach; one member said the video presentation showed a level of polish that would “make Amazon take notice.” The board encouraged other schools to consider similar initiatives.
Collier also named Issa Perez volunteer of the month and presented the school’s Kid at Hope award to Abrax Souvatra during the same showcase.
