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Developer outlines Camino Verde 'Rosie Home' plan for small, affordable single‑family homes
Summary
The Makeleby Group presented the Camino Verde / Rosie Home project — a 36‑unit series of small single‑family 'flex' homes priced to target first‑time buyers — and described design, financing, and HOA/parking rules; lenders and staff explained state grant and lien constraints.
The Makeleby Group presented details of the Camino Verde / Rosie Home project to the Ephraim City Planning Commission on Aug. 27, describing a compact single‑family model the developer said is intended to expand homeownership options for first‑time buyers.
Kurt Makeleby (self‑identified) told the commission the project’s base single‑family unit was appraised at about $369,000 but the team expects to advertise listings in the $329,000–$349,000 range by using builder‑paid rate buydowns and other incentives. He said the development will use alley‑load 40‑foot frontages, small lots with expansion options, and design cues meant to fit local character. “We’re focused on affordability,” Makeleby said, while outlining features such as built‑in stack washer/dryer space, luxury vinyl plank flooring, and options for future expansion.
A lender on the project team, a representative of Security National Mortgage, explained financing options and state incentives: “There’s a state $20,000 grant right now for first‑time home buyers,” the lender said, adding that the grant has income limits and requires the home be new. The presenter and lender discussed complications the Ephraim Housing Authority has raised about lien positions for impact‑fee assistance; staff and the developer said they are exploring alternatives such as transfer‑fee structures to avoid placing some municipal assistance in a third‑lien position.
Commissioners and residents asked about accessory dwelling units, parking and HOA enforcement. The developer said each small unit will include three dedicated parking spaces (two in a garage plus one side spot) and larger units will include five spaces; CCRs and the HOA will be written to require on‑site parking and prohibit overflow parking in interior lanes. A resident asked how the plan would hold up if many homes were rented rather than owner‑occupied; Makeleby said the project includes owner‑occupancy provisions for certain benefits and that restrictions will be written into program incentives.
No formal commission vote on the project was recorded in the transcript; staff said a subdivision and rezone related to Camino Verde will appear at the Sept. 10 meeting. Makeleby said the team expects to break ground in September and to present the project at the Utah League of Cities and Towns conference in October as an example model.
The presentation included design mockups, proposed pricing, financing pathways and a discussion of implementation issues such as impact fees, HOA administration and parking enforcement. The developer and lender asked the commission and staff to continue working through impact‑fee mechanics and municipal assistance structures before bringing required applications to the council.
