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Gilmanton board hears warning on steep health insurance renewal options as prior carrier declines to renew
Summary
District staff told the board the insurer used last year declined to renew coverage and Benefit Advisors presented renewal options ranging from an 8% to 78% increase; the board took no action and staff will pursue alternatives ahead of the January 2026 coverage period.
District staff warned the Gilmanton School District Board on Nov. 20 that the insurer the district used last year had opted not to renew the district's employee health plan and that renewal options presented by Benefit Advisors ranged from an 8% to a 78% increase in premium costs.
Kory Rud, a district staff member who presented the insurance information, told the board the district is pursuing alternative options; board members did not take action at the meeting. The presentation did not include a finalized carrier selection or a vote.
The board will need to resolve health insurance coverage before the start of the 2026 plan year; Rud told members he continues to work with Benefit Advisors to find feasible renewal paths. The minutes do not specify exact premium dollar amounts or offer direct carrier names beyond noting last year's provider declined to renew.
Because the presentation described a broad range of possible premium increases, the fiscal impact on the district budget will depend on the carrier and plan design the board ultimately approves. No formal direction or decision was recorded at the Nov. 20 meeting.
