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Insurance agent pitches supplemental life, cancer and quick-claim plans to town board (name of body not specified)
Summary
Andrew Outlaw, a local insurance agent, presented supplemental life, cancer, critical-illness and quick-claim hospital coverage to the board and attendees, citing specific benefit amounts and portable group terms and asking to schedule a follow-up presentation.
Andrew Outlaw, an insurance agent who identified himself at the meeting, outlined a package of supplemental policies he said could be offered to town employees and their families.
"We offer $3,000 to each person that's employed, $3,000 for the spouse, and $1,000 for each child in case of, like, accidental death or or dismemberment," Outlaw said, describing the plan's death benefits. He also described a "quick claims and the accident protector program" that he said pays up to $500 for hospital bills after members submit photos of their bills and costs $2.74 per person monthly. Outlaw said the company also offers a cancer policy and critical-illness payouts ranging from $10,000 to $50,000 depending on coverage level.
Outlaw told the group the product is portable if an employee leaves municipal service and said his office is based in Louisville while the company headquarters are in Indianapolis. He volunteered to return for a fuller presentation and slides and asked the board to consider scheduling an off-day meeting for interested members and residents to attend.
Members and attendees asked procedural questions about enrollment, waiting periods and whether benefits begin immediately; Outlaw responded that eligibility is immediate after sign-up and that first payments would not be collected until the next month. He also gave price examples, saying a typical $50,000 combined plan could cost about $9.99 per week before pretax savings and about $8 per week after pretax payroll treatment.
The meeting record does not show a formal vote or adoption of any plan; Outlaw sought only to gauge interest and to set a follow-up meeting. The board did not commit to terms or to placing benefits on the municipal payroll during this session.
