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St. Charles Parish board approves Medicare Advantage renewal and student accident policy despite steep premium increases
Summary
The St. Charles Parish school board unanimously approved renewing the district's Medicare Advantage plan with a decoupling option and a student accident insurance plan; officials cited a roughly 13% increase for Humana and an approximate 29% increase for student coverage and asked staff for options to reduce future costs.
The St. Charles Parish Public School Board voted unanimously to renew its Medicare Advantage health plan for eligible retirees and to renew student accident insurance, despite staff reports of significant premium increases.
Chair (board president) said Humana, the district's current Medicare Advantage carrier, submitted a renewal proposal that includes "an approximately 13% premium increase," and that Humana had offered a decoupling option "to ensure continued access to quality coverage while managing costs." The board approved the renewal with the decoupling option and recorded a unanimous verbal vote.
On student coverage, staff said the district has purchased student accident insurance for 17 years and that the renewal being considered reflects a roughly 29% increase driven by claims experience and changes to make coverage primary for students without other medical coverage. A board member asked staff to bring additional cost-savings options and plan alternatives back for further discussion; the board approved renewal with AIG Incorporated by unanimous vote.
The board asked risk-management and human-resources staff for follow-up information about alternative plan designs and potential savings before finalizing detailed plan selections. The actions were recorded during the board's July meeting.
Provenance: topicintro SEG 053, topfinish SEG 091.
