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Kansas City lists insurance minimums for neighborhood grant contracts — $1M/$2M
Summary
City staff told awardees they must carry at least $1,000,000 general liability (with $2,000,000 aggregate) and list the city as additional insured; waivers for workers' comp or commercial auto may apply for groups with no employees or vehicles.
Sarah Wagner, grants manager for the neighborhood services department, told grantees the city requires a general liability policy with a $1,000,000 limit and a $2,000,000 aggregate limit, and that the certificate of insurance must show the city of Kansas City as an additional insured. Wagner said organizations without employees or vehicles can have those specific requirements waived.
Wagner also noted the empowerment grant can help cover insurance costs going forward but that grantees must pay the first month themselves so the contract can be set up before the grant will reimburse insurance premiums. "If you don't currently have insurance, the empowerment grant can help you pay for that, but you will need to register, get your insurance, and pay for the 1st month on your own so that you can get it for the contract," Wagner said.
